The pace of change in employee benefits is accelerating, driving up costs, increasing compliance pressure, and exposing cracks in outdated processes.
Vertical Fox equips HR leaders and their C-suites with real-time visibility, AI-powered analysis, and defensible decision tools so you can lead with speed, precision, and transparency.
The result: better outcomes, lower costs, and stronger alignment between your benefits strategy and business goals.
Backed by advanced analytics, AI, and automation, we can solve challenges faster and more strategically than brokers relying on manual processes and antiquated tech.
Whether it’s compliance, communication, or resolving carrier and employee issues, we provide hands-on support, combined with modern tools, to drive cost-efficiency and ensure every decision is informed and defensible.
Turn your data into a competitive advantage.
By analyzing your claims experience, plan design, and enrollment behavior, Vertical Fox helps you uncover smarter strategies and negotiate from a position of strength.
Our AI-assisted decision tools give you the ability to model contributions, funding options, and plan designs in real time. This creates space for deeper analysis, faster iteration, and better collaboration while decision-makers are all in the room or on the call.
The result: greater alignment, more confident decisions, and opportunities to lower costs while improving outcomes for your workforce.
Be ready long before renewal season.
Too often, decisions are made under pressure. The Vertical Fox platform projects renewals in advance, models hundreds of potential outcomes, and shows exactly how each option impacts your bottom line.
By understanding projected costs midyear, you have time to explore adjustments to your program design, cost structure, or funding strategy, helping you prepare for change before renewal pressure hits.
This opens the door to introducing new programs or cost-containment opportunities, educating stakeholders, and aligning decisions with your long-term benefits philosophy … all in a low-stress, proactive environment. When renewal season arrives, you’re ready to act on a plan you’ve already vetted and believe in.
Leverage starts with timing.
Most brokers wait too long, which gives carriers the upper hand. We start early, using the time before renewal to create negotiating leverage and position your plan for a stronger outcome.
Our 5-step process leverages our platform and underwriting algorithm to perform a financial teardown of the initial renewal offer. We then reunderwrite it in the most advantageous light before going back to the carrier and marketing it against increasingly lower targets.
By combining smart timing, a clear financial roadmap for your current vendor, and strategic presentation of your data to the market, we consistently secure better financial outcomes at renewal.
When you have full visibility into every quote, proposal, and plan option as they come in, you get a process that’s transparent, competitive, and built to protect your bottom line.
Stay protected and in control.
From ACA to FMLA, our compliance library, consulting team, and dedicated support staff make it easy to stay ahead of changing regulations.
Reduce compliance risks that lead to costly penalties, and keep your team focused on high-value work.
Measure what moves the needle.
When you don’t have clear visibility into what’s driving your costs or how your plan is performing, every decision feels reactive — and long-term planning gets sidelined.
Our real-time dashboards provide clarity on your current position, enabling more effective strategic planning. This means instant visibility into the metrics that matter most, including current costs, contributions, demographics, emerging claims, renewal performance, funding analysis, future cost projections, eligibility management, and cost-cutting strategies.
Engage and empower your people with communications built on real insight.
We create custom communication strategies informed by deep analysis of your employee population, including demographics, plan selections, and behavior patterns.
By understanding how different employees engage with benefits, we tailor messaging that resonates and drives better decisions.
The result: smarter employee choices, stronger plan performance, and greater value for your budget.
Proactive forecasting eliminates surprises and underwriting engines help you achieve the best renewal results.
With your plan data in our cloud, it’s dynamic, and enables us to help you make strategic decisions based on analytics.
Analyze and settle renewals up to 50% faster - real-time analytical tools make meetings more productive and focused.
Modeling plan designs, contributions, funding arrangements, and demographics in real time makes collaboration easier.
You can trust every calculation - our AI algorithms mean fewer errors, smarter calculations, and real savings with locked-down formulas and automated audits.
24/7 access to plan data through your online portal lets you weigh every option like never before.
Let us perform a free AI-powered benefits analysis to show how technology and insight can uncover savings, reduce risk, and strengthen your credibility with senior leadership.
No cost, no obligation — just a smarter way forward toward better outcomes and lower costs.
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